File a lawsuit under the guidance of expert
If you are not comfortable with the settlement against home renovations and damage, don't take any step without guidance of an expert. You must have an insurance lawyer who knows how to deal with insurance companies.
Usually, insurer doesn't deny for coverage but they advise the policy holder that some certain damages caused by weather conditions are not included in the policy cover or the damage is the result of lack of maintenance, etc. Nothing can be more important than your time and you must hire an advocate to file a lawsuit and get your insurance claim smoothly.
File a lawsuit before settlement of the claim
It is not possible to file a lawsuit after settling a claim. Insurance companies have a crew of experts working for them and they likely have to sign an agreement that disqualify you from suing them. There are some cases when legal action can be taken even after settlement but those are restricted to some faults and dissimilar explanations of the agreement language, etc. Language of agreement and terms can limit your lawful options. So, it is must to work with an attorney who can help you to take right steps carefully.
Let the home insurance attorney deal with the situation
Coverage issues can be complicated to understand for a homeowner and getting a fair settlement is not so simple. To get the things done property, you should consult a company that can help you with home insurance claims. A reliable company backed with skilled lawyers and home inspectors can make sure that home renovation is done properly and settlement funds are not eaten up by pointless charges.
Contact us when you are not able to understand this complex process, a lawsuit depends upon the policy terms and home insurance law in the state. Filing a court case with us may put stress insurer to agree to a fair settlement.